T.O.S.

AJM Counselling & Coaching Services Terms of Service & Refund Policy  – See Further Below

ajmahari.com  Web Site Agreement
The AJM Online Store and Web Site (the “Site”) is an online information service provided by A.J. Mahari & The AJM Online Store and Web Site (“AJM Online Store “), subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. Phoenix Rising Publications MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.

Copyright, Licenses and Idea Submissions.
The entire contents of the Site are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are Phoenix Rising Publications, its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. You agree to grant to Phoenix Rising Publications a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to Phoenix Rising Publications by all means and in any media now known or hereafter developed. You also grant to Phoenix Rising Publications the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against AJM Online Store for any alleged or actual infringement or misappropriation of any proprietary right in your communications to Phoenix Rising Publications.

TRADEMARKS
AJM Online Store, products, content or services referenced herein or on the Site are the exclusive trademarks or servicemarks of Phoenix Rising Publications, AJM Online Store and A.J. Mahari. Other product and company names mentioned in the Site may be the trademarks of their respective owners.
Use of the Site
You understand that, except for information, products or services clearly identified as being supplied by Phoenix Rising Publications, Phoenix Rising Publications does not operate, control or endorse any information, products or services on the Internet in any way. Except for Phoenix Rising Publications and AJM Online Store- identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated with Phoenix Rising Publications and AJM Online Store
a. You also understand that Phoenix Rising Publications and AJM Online Store cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. Phoenix Rising Publications and AJM Online Store PROVIDES THE SITE AND RELATED INFORMATION “AS IS” AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND Phoenix Rising Publications and AJM Online Store SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. Phoenix Rising Publications DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.

YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. Phoenix Rising Publications, AJM Online Store and A.J. Mahari HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.

LIMITATION OF LIABILITY
IN NO EVENT WILL Phoenix Rising Publications, AJM Online Store BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF Phoenix Rising Publications OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME PROVINCES OR STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH PROVINCES OR STATES, Phoenix Rising Publications LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

Phoenix Rising Publications and AJM Online Store makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non-Phoenix Rising Publications AJM Online Store web site, please understand that it is independent from Phoenix Rising Publications, AJM Online Store and that Phoenix Rising Publications and AJM Online Store has no control over the content on that web site. In addition, a link to a Phoenix Rising Publications or AJM Online Store web site does not mean that Phoenix Rising Publications or AJM Online Store endorses or accepts any responsibility for the content, or the use, of such web site.
Indemnification
You agree to indemnify, defend and hold harmless Phoenix Rising Publications, AJM Online Store, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service.
Third Party Rights
The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of Phoenix Rising Publications, AJM Online Store and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.
Term; Termination
This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement.
Miscellaneous
This Agreement shall all be governed and construed in accordance with the laws of Canada applicable to agreements made and to be performed in Canada. You agree that any legal action or proceeding between Phoenix Rising Publications and you for any purpose concerning this Agreement or the parties’ obligations hereunder shall be brought exclusively in a federal or provincial court of competent jurisdiction sitting in Canada. Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. Phoenix Rising Publications’ or AJM Counselling & Coachings', AJM Online Stores' failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. Phoenix Rising Publications, AJM Counselling & Coaching, AJM Online Store, may assign its rights and duties under this Agreement to any party at any time without notice to you.

Any rights not expressly granted herein are reserved.
 


COPYRIGHT NOTICE. © 1999-2019 PriorityDigital.com Prepared for:
Phoenix Rising Publications, AJM Counselling & Coaching, AJM Online Store = All rights reserved.
Get your own free disclaimer on-line here.

Refund Policy
Touchstone Life Coaching Services Refund Policy – Click Here

Phoenix Rising Publication Refund Policy
In accordance with standard practice for online digital sales and our terms of sale for each transaction, we are unable to refund any payment after any purchase is made. This no refund policy is a result of the non-returnable nature of digital products.

Digital products sold via this website are like software purchases made at a store that are not refundable once opened. Once you have been granted access to the product, upon payment, it has been subject to being “opened”, read/viewed/listened to, and/or copied and it cannot be returned and therefore cannot be refunded. Access to your purchase is defined as having been granted as soon as your payment is completed and we have sent you an email with a login url, your username and password.

All sales are final.


 

Phoenix Rising Download Access Reset Policy
All download access automatically expires in 3 days. You must download your purchase within this time frame. After this period, orders may be reset upon request only. If you are having difficulty downloading any file please email us atphoenixrisingpublications@yahoo.ca for assistance.

In the event of computer crash, we will reset your order history for up to 3 days from the day you contact us to report the issue. Orders older than 1 month from the day you contact us will not be reset. This courtesy is only available to buyers who have at least one paid order within the time frame that you require a reset.

You are responsible for backing up your files and you are strongly encouraged to do so regularly.




Refund Policy
Touchstone Life Coaching Services Refund Policy – Click Here

Phoenix Rising Publication Refund Policy
In accordance with standard practice for online digital sales and our terms of sale for each transaction, we are unable to refund any payment after any purchase is made. This no refund policy is a result of the non-returnable nature of digital products.

Digital products sold via this website are like software purchases made at a store that are not refundable once opened. Once you have been granted access to the product, upon payment, it has been subject to being “opened”, read/viewed/listened to, and/or copied and it cannot be returned and therefore cannot be refunded. Access to your purchase is defined as having been granted as soon as your payment is completed and we have sent you an email with a login url, your username and password.

All sales are final.


 

Phoenix Rising Download Access Reset Policy
All download access automatically expires in 3 days. You must download your purchase within this time frame. After this period, orders may be reset upon request only. If you are having difficulty downloading any file please email us atphoenixrisingpublications@yahoo.ca for assistance.

In the event of computer crash, we will reset your order history for up to 3 days from the day you contact us to report the issue. Orders older than 1 month from the day you contact us will not be reset. This courtesy is only available to buyers who have at least one paid order within the time frame that you require a reset.

You are responsible for backing up your files and you are strongly encouraged to do so regularly.




AJM Online Store, AJM Counselling & Coaching Services Refund Policy
All purchased AJM Online Store, AJM Counselling & Coaching services or products are non-refundable. Once you purchase a life coaching session you have up to 30 days to schedule it or it will expire. All packages of 10 sessions purchased at one time you have one month to schedule your first session of 10 but thereafter 6 months to use your entire 10 sessions or they will expire. Sessions, after time, that have expired will not be refunded and cannot be used past the 6 month mark unless prior arrangements have been made. If we do not hear from you in 6 months, all 10 session non-refundable packages will have expired.

All sales are final. Services Refund Policy
All purchased Life Coaching services are non-refundable. Once you purchase a life coaching session you have up to 30 days to schedule it or it will expire. All packages of 10 sessions purchased at one time you have one month to schedule your first session of 10 but thereafter 6 months to use your entire 10 sessions or they will expire. Sessions, after time has expired will not be refunded and cannot be used past the 6 month mark unless prior arrangements have been made. If we do not hear from you in 6 months, all 10 session non-refundable packages will have expired.

All sales are final.



AJM Counselling & Coaching Services Terms of Service Terms of Service/Website Use
The Touchstone Life Coaching Services Web Site (the “Site”) is an online information service provided by AJM Counselling & Coaching Services (“AJM Counselling & Coaching Services “), subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. AJM Counselling & Coaching Services MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.

Copyright, Licenses and Idea Submissions
The entire contents of the Site are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are AJM Counselling & Coaching Services, its affiliates or other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download portions of material from the different areas of the Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. You agree to grant to AJM Counselling & Coaching Services a non-exclusive, royalty-free, worldwide, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to AJM Counselling & Coaching Services by all means and in any media now known or hereafter developed. You also grant to AJM Counselling & Coaching Services the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against AJM Counselling & Coaching Services for any alleged or actual infringement or misappropriation of any proprietary right in your communications to Touchstone Life Coaching Services.

TRADEMARKS.
Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or servicemarks of AJM Counselling & Coaching Services. Other product and company names mentioned in the Site may be the trademarks of their respective owners.
Use of the Site
You understand that, except for information, products or services clearly identified as being supplied by AJM Counselling & Coaching Services, AJM Counselling & Coaching Services does not operate, control or endorse any information, products or services on the Internet in any way. Except for Touchstone Life Coaching Services- identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated with AJM Counselling & Coaching Services a. You also understand that AJM Counselling & Coaching Services cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. AJM Counselling & Coaching Services PROVIDES THE SITE AND RELATED INFORMATION “AS IS” AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND Touchstone Life Coaching Services SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. AJM Counselling & Coaching Services DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.

YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. AJM Counselling & Coaching Services HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.

LIMITATION OF LIABILITY
IN NO EVENT WILL AJM Counselling & Coaching Services BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF AJM Counselling & Coaching Services OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME PROVINCES OR STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH PROVINCES OR STATES, AJM Counselling & Coaching Services LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

AJM Counselling & Coaching  Services makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non-AJM Counselling & Coaching Services web site, please understand that it is independent from AJM Counselling & Coaching Services, and that AJM Counselling & Coaching Services has no control over the content on that web site. In addition, a link to a AJM Counselling & Coaching Services web site does not mean that Touchstone Life Coaching Services endorses or accepts any responsibility for the content, or the use, of such web site.
Indemification
You agree to indemnify, defend and hold harmless AJM Counselling & Coaching Services, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service.
Third Party Rights
The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of AJM Counselling & Coaching Services and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.
Term; Termination
This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive any termination of this Agreement.
Miscellaneous
This Agreement shall all be governed and construed in accordance with the laws of Canada applicable to agreements made and to be performed in Canada. You agree that any legal action or proceeding between AJM Counselling & Coaching Services and you for any purpose concerning this Agreement or the parties’ obligations hereunder shall be brought exclusively in a federal or provincial court of competent jurisdiction sitting in Canada. Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. AJM Counselling & Coaching Services’ failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. AJM Counselling & Coaching Services may assign its rights and duties under this Agreement to any party at any time without notice to you.

Any rights not expressly granted herein are reserved.
 


COPYRIGHT NOTICE. © 1999-2019  PriorityDigital.com Prepared for:
Phoenix Rising Publications, AJM Counselling & Coaching, and AJM Online Store - All rights reserved.
Get your own free disclaimer on-line here.


AJM Counselling & Coaching Disclaimer
By accessing AJM Counselling & Coaching Services with A.J. Mahari and consenting to any influence into your life in anyway by A.J. Mahari you are giving your agreement to this terms of service disclaimer. You agree to release A.J. Mahari from any and all liability. You agree to assume 100% responsibility and liability and to not bring or cause any form of litigation or defamation against A.J. Mahari. Touchstone Life Coaching Services and A.J. Mahari do not make any guarantees or claims as to results and there are no refunds on any life coaching service(s). A.J. Mahari has fairly and accurately represented herself as a life coach whose expertise is based upon her own life experience, research, and opinions. A.J. Mahari cannot diagnose any condition or potential illness nor can she give any advice or counsel about any medications or questions or concerns related to any medications.

As a Life and Mental Health Coach A.J. Mahari cannot be expected to, nor is she qualified to, respond to any (Online) suicidal/homicidal threats/behaviour, self-harm, para-suicidal crisis or crisis or emergency of any other kind. If you are in crisis or at any risk it is your responsibility, not the responsibility of A.J. Mahari, to get in immediate contact with your Psychiatrist and/or doctor and/or go to the emergency department of your nearest hospital to seek immediate professional help.

A.J. Mahari reserves the right to refuse service or the continuation of service – including services paid for – to anyone at anytime when it is deemed that continuing the life coach/client relationship is not ethically in the best interests of either the client and/or A.J. Mahari. All purchased life coaching sessions are non-refundable. All clients partaking in sessions with A.J. Mahari outside of Ontario, Canada, do so under the umbrella of Life and Mental Health Coaching.

Individual experience and results of life and mental health coaching will vary depending on the nature of the client concerns and whether or not the client takes personal responsibility to engage the experience, feedback, and opinions of A.J. Mahari or not. Therefore, AJM Counselling & Coaching Services and A.J. Mahari cannot be held liable in any case whatsoever where a client claims that they did not attain any given specified or expected result from accessing said services. AJM Counselling & Coaching Services are confidential. No personal information or history is shared with anyone. The only exception (exception A) to this is in the case of threats that a client may make against him/herself or someone else and in the case of any disclosed current or on-going child abuse. In these cases and only where there is a duty to report what may be illegal activity would confidentiality be waived. AJM Counselling & Coaching Services and A.J. Mahari do not share any personal information, email addresses, or telephone numbers with anyone ever outside of Exception A.